Liberty County, Georgia: hazard risk
FEMA rates Liberty County's overall risk Relatively Moderate (score 83.0 of 100, higher than 83% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by hurricane. Its storm record holds 517 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 96.9 | $51M |
| Lightning | Relatively Moderate | 81.5 | $1.1M |
| Wildfire | Relatively Low | 76.1 | $396K |
| Earthquake | Relatively Low | 75.6 | $1.6M |
| Heat Wave | Relatively Low | 74.4 | $1.5M |
| Hail | Relatively Low | 56.8 | $468K |
| Ice Storm | Relatively Low | 52.7 | $132K |
| Riverine Flooding | Relatively Low | 52.3 | $9.6M |
| Coastal Flooding | Relatively Low | 51.2 | $204K |
| Tornado | Relatively Low | 35.9 | $974K |
| Cold Wave | Relatively Low | 33.9 | $690K |
| Strong Wind | Relatively Low | 31.4 | $419K |
| Winter Weather | Very Low | 23.0 | $29K |
| Drought | Very Low | 15.5 | $1K |
| Landslide | Very Low | 3.9 | $7 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 265 | 0 | $1.9M | 69th of 159 | 667th of 3,080 |
| Hail | 87 | 0 | $11M | 80th of 159 | 1673rd of 3,080 |
| Drought | 46 | 0 | – | 136th of 159 | 1061st of 3,063 |
| Hurricanes and tropical storms | 26 | 1 | $3.5M | 117th of 159 | 247th of 1,849 |
| High wind and dust storms | 17 | 0 | $27K | 56th of 159 | 1648th of 3,080 |
| Floods | 16 | 0 | $80K | 117th of 159 | 2241st of 3,080 |
| Heat | 15 | 2 | – | 104th of 159 | 1145th of 3,076 |
| Tornadoes | 15 | 1 | $76M | 109th of 159 | 1621st of 3,080 |
| Lightning | 13 | 1 | $943K | 42nd of 159 | 307th of 3,080 |
| Extreme cold | 6 | 0 | – | 121st of 159 | 2000th of 3,076 |
| Winter storms | 6 | 0 | – | 145th of 159 | 2920th of 3,077 |
| Rip currents and high surf | 3 | 0 | – | 4th of 159 | 129th of 2,080 |
| Wildfires | 2 | 0 | – | 30th of 159 | 597th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Liberty County record: every hazard by year and month, the deadliest events and FEMA's declarations.