Liberty County, Texas: hazard risk
FEMA rates Liberty County's overall risk Relatively Low (score 79.5 of 100, higher than 79% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by lightning, tornado. Its storm record holds 420 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 96.6 | $1.8M |
| Tornado | Relatively High | 94.5 | $8.7M |
| Hurricane | Relatively Moderate | 90.2 | $6.1M |
| Heat Wave | Relatively Moderate | 83.8 | $1.5M |
| Cold Wave | Relatively Moderate | 78.9 | $2.6M |
| Ice Storm | Relatively Moderate | 78.5 | $286K |
| Drought | Relatively Moderate | 77.3 | $622K |
| Wildfire | Relatively Low | 83.6 | $477K |
| Riverine Flooding | Relatively Low | 69.0 | $9.9M |
| Hail | Relatively Low | 42.8 | $157K |
| Winter Weather | Relatively Low | 34.3 | $29K |
| Strong Wind | Relatively Low | 33.1 | $259K |
| Earthquake | Very Low | 30.4 | $63K |
| Coastal Flooding | Very Low | 20.6 | $323 |
| Landslide | Very Low | 18.7 | $79 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 138 | 0 | $1.8M | 138th of 254 | 2320th of 3,080 |
| Hail | 87 | 0 | $572K | 214th of 254 | 2362nd of 3,080 |
| Tornadoes | 70 | 0 | $29M | 85th of 254 | 970th of 3,080 |
| Floods | 59 | 1 | $130M | 128th of 254 | 1805th of 3,080 |
| Drought | 21 | 0 | $15M | 235th of 254 | 1878th of 3,063 |
| Heat | 20 | 0 | – | 121st of 254 | 1396th of 3,076 |
| Winter storms | 9 | 0 | $3K | 233rd of 254 | 2948th of 3,077 |
| Hurricanes and tropical storms | 8 | 2 | $1.5B | 24th of 254 | 606th of 1,849 |
| Extreme cold | 2 | 0 | $33K | 229th of 254 | 2799th of 3,076 |
| Lightning | 1 | 0 | $11K | 150th of 254 | 2288th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Liberty County record: every hazard by year and month, the deadliest events and FEMA's declarations.