Limestone County, Texas: hazard risk
FEMA rates Limestone County's overall risk Relatively Low (score 59.3 of 100, higher than 59% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 585 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 91.4 | $5.0M |
| Drought | Relatively Moderate | 84.8 | $764K |
| Lightning | Relatively Moderate | 64.1 | $248K |
| Ice Storm | Relatively Moderate | 60.8 | $88K |
| Wildfire | Relatively Low | 73.2 | $140K |
| Hurricane | Relatively Low | 72.9 | $489K |
| Hail | Relatively Low | 65.5 | $289K |
| Tornado | Relatively Low | 63.4 | $1.3M |
| Heat Wave | Relatively Low | 57.5 | $328K |
| Riverine Flooding | Relatively Low | 49.6 | $4.1M |
| Strong Wind | Relatively Low | 40.8 | $266K |
| Winter Weather | Relatively Low | 31.3 | $20K |
| Earthquake | Very Low | 29.9 | $47K |
| Landslide | Very Low | 22.3 | $92 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 150 | 0 | $2.1M | 109th of 254 | 2184th of 3,080 |
| Hail | 133 | 0 | $192K | 152nd of 254 | 1658th of 3,080 |
| Floods | 101 | 0 | $2.5M | 57th of 254 | 1084th of 3,080 |
| Drought | 77 | 0 | $3.2M | 113th of 254 | 440th of 3,063 |
| Heat | 49 | 0 | – | 68th of 254 | 518th of 3,076 |
| Tornadoes | 31 | 1 | $68M | 173rd of 254 | 1889th of 3,080 |
| Winter storms | 24 | 0 | $76K | 147th of 254 | 2585th of 3,077 |
| Heavy rain | 8 | 1 | $34K | 25th of 254 | 954th of 3,080 |
| Extreme cold | 7 | 1 | $162K | 99th of 254 | 2001st of 3,076 |
| Wildfires | 3 | 0 | $43K | 162nd of 254 | 840th of 2,972 |
| High wind and dust storms | 1 | 0 | $30K | 191st of 254 | 2958th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $41K | 99th of 254 | 1018th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Limestone County record: every hazard by year and month, the deadliest events and FEMA's declarations.