Lincoln County, Minnesota: hazard risk
FEMA rates Lincoln County's overall risk Very Low (score 18.2 of 100, higher than 18% of rated U.S. counties). Its storm record holds 590 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 77.5 | $794K |
| Winter Weather | Relatively Moderate | 70.3 | $136K |
| Drought | Relatively Moderate | 66.9 | $444K |
| Ice Storm | Relatively Low | 54.7 | $109K |
| Heat Wave | Relatively Low | 50.7 | $400K |
| Cold Wave | Relatively Low | 48.0 | $904K |
| Strong Wind | Relatively Low | 29.3 | $298K |
| Tornado | Relatively Low | 28.4 | $474K |
| Landslide | Very Low | 43.9 | $908 |
| Wildfire | Very Low | 32.2 | $17K |
| Riverine Flooding | Very Low | 28.9 | $3.5M |
| Earthquake | Very Low | 5.6 | $6K |
| Lightning | Very Low | 1.9 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 199 | 0 | $2.3M | 4th of 87 | 217th of 3,077 |
| Hail | 112 | 0 | $29M | 36th of 87 | 1088th of 3,080 |
| Severe thunderstorm wind | 90 | 0 | $4.4M | 44th of 87 | 2132nd of 3,080 |
| High wind and dust storms | 45 | 0 | $248K | 3rd of 87 | 438th of 3,080 |
| Extreme cold | 41 | 0 | – | 15th of 87 | 261st of 3,076 |
| Floods | 33 | 0 | $30M | 16th of 87 | 1379th of 3,080 |
| Drought | 32 | 0 | $16M | 3rd of 87 | 770th of 3,063 |
| Tornadoes | 18 | 0 | $5.7M | 53rd of 87 | 1750th of 3,080 |
| Heat | 17 | 0 | – | 8th of 87 | 749th of 3,076 |
| Heavy rain | 2 | 0 | – | 50th of 87 | 1517th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lincoln County record: every hazard by year and month, the deadliest events and FEMA's declarations.