Lincoln County, Tennessee: hazard risk
FEMA rates Lincoln County's overall risk Relatively Low (score 58.9 of 100, higher than 58% of rated U.S. counties). Its storm record holds 800 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 85.6 | $4.3M |
| Strong Wind | Relatively Moderate | 79.2 | $1.0M |
| Cold Wave | Relatively Moderate | 71.0 | $1.7M |
| Drought | Relatively Moderate | 70.5 | $419K |
| Earthquake | Relatively Low | 80.4 | $1.4M |
| Winter Weather | Relatively Low | 59.9 | $71K |
| Ice Storm | Relatively Low | 59.8 | $105K |
| Riverine Flooding | Relatively Low | 57.0 | $6.5M |
| Lightning | Relatively Low | 56.4 | $230K |
| Heat Wave | Relatively Low | 50.0 | $291K |
| Hail | Relatively Low | 35.3 | $116K |
| Hurricane | Very Low | 53.8 | $85K |
| Landslide | Very Low | 39.2 | $487 |
| Wildfire | Very Low | 15.5 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 354 | 1 | $1.5M | 62nd of 95 | 797th of 3,080 |
| Extreme cold | 93 | 0 | – | 3rd of 95 | 87th of 3,076 |
| Hail | 69 | 0 | $50K | 82nd of 95 | 1968th of 3,080 |
| Floods | 66 | 1 | $267K | 57th of 95 | 1082nd of 3,080 |
| Winter storms | 57 | 1 | – | 72nd of 95 | 1520th of 3,077 |
| Drought | 51 | 0 | – | 23rd of 95 | 482nd of 3,063 |
| Tornadoes | 45 | 10 | $49M | 10th of 95 | 374th of 3,080 |
| Heat | 43 | 0 | – | 23rd of 95 | 410th of 3,076 |
| High wind and dust storms | 8 | 0 | $664K | 65th of 95 | 2117th of 3,080 |
| Lightning | 8 | 0 | $657K | 27th of 95 | 586th of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | – | 13th of 95 | 798th of 1,849 |
| Heavy rain | 1 | 0 | – | 54th of 95 | 1992nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lincoln County record: every hazard by year and month, the deadliest events and FEMA's declarations.