Livingston County, Kentucky: hazard risk
FEMA rates Livingston County's overall risk Very Low (score 27.1 of 100, higher than 27% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 699 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 84.3 | $479K |
| Drought | Relatively Moderate | 68.8 | $409K |
| Strong Wind | Relatively Moderate | 61.9 | $640K |
| Earthquake | Relatively Low | 82.1 | $1.7M |
| Heat Wave | Relatively Low | 50.3 | $314K |
| Tornado | Relatively Low | 49.1 | $1.0M |
| Winter Weather | Relatively Low | 43.9 | $44K |
| Cold Wave | Relatively Low | 32.7 | $396K |
| Lightning | Relatively Low | 25.4 | $75K |
| Landslide | Very Low | 32.7 | $316 |
| Hail | Very Low | 26.8 | $85K |
| Hurricane | Very Low | 24.1 | $7K |
| Riverine Flooding | Very Low | 23.3 | $2.3M |
| Wildfire | Very Low | 6.5 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 109 | 1 | $17M | 15th of 118 | 243rd of 3,077 |
| Severe thunderstorm wind | 86 | 0 | $1.2M | 98th of 118 | 1072nd of 3,080 |
| Heat | 80 | 0 | – | 9th of 118 | 44th of 3,076 |
| Floods | 73 | 0 | $7.5M | 26th of 118 | 167th of 3,080 |
| Extreme cold | 63 | 1 | $34K | 11th of 118 | 42nd of 3,076 |
| High wind and dust storms | 63 | 0 | $12M | 11th of 118 | 126th of 3,080 |
| Hail | 62 | 0 | $58K | 22nd of 118 | 823rd of 3,080 |
| Drought | 38 | 0 | $16M | 10th of 118 | 180th of 3,063 |
| Tornadoes | 13 | 0 | $1.7M | 56th of 118 | 1287th of 3,080 |
| Heavy rain | 9 | 0 | – | 24th of 118 | 309th of 3,080 |
| Wildfires | 2 | 0 | – | 7th of 118 | 420th of 2,972 |
| Lightning | 1 | 0 | – | 66th of 118 | 1572nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Livingston County record: every hazard by year and month, the deadliest events and FEMA's declarations.