Livingston County, Michigan: hazard risk
FEMA rates Livingston County's overall risk Relatively Low (score 73.5 of 100, higher than 73% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, tornado. Its storm record holds 604 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 93.8 | $4.6M |
| Tornado | Relatively High | 91.5 | $14M |
| Cold Wave | Relatively Moderate | 80.9 | $6.7M |
| Ice Storm | Relatively Moderate | 80.0 | $699K |
| Riverine Flooding | Relatively Moderate | 74.0 | $27M |
| Heat Wave | Relatively Low | 64.2 | $1.2M |
| Hail | Relatively Low | 60.0 | $653K |
| Winter Weather | Relatively Low | 55.5 | $134K |
| Lightning | Relatively Low | 54.6 | $474K |
| Landslide | Very Low | 61.9 | $5K |
| Earthquake | Very Low | 48.4 | $435K |
| Wildfire | Very Low | 37.6 | $38K |
| Hurricane | Very Low | 23.6 | $14K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 320 | 2 | $1.7M | 11th of 83 | 783rd of 3,080 |
| Hail | 88 | 0 | $2.4M | 13th of 83 | 1733rd of 3,080 |
| Winter storms | 69 | 1 | $12M | 54th of 83 | 1267th of 3,077 |
| High wind and dust storms | 31 | 0 | $43M | 11th of 83 | 791st of 3,080 |
| Tornadoes | 29 | 1 | $64M | 7th of 83 | 690th of 3,080 |
| Floods | 21 | 0 | $1.8M | 12th of 83 | 1825th of 3,080 |
| Extreme cold | 16 | 0 | $1.7M | 18th of 83 | 864th of 3,076 |
| Heat | 14 | 0 | – | 7th of 83 | 890th of 3,076 |
| Lightning | 13 | 0 | $3.2M | 6th of 83 | 312th of 3,080 |
| Drought | 2 | 0 | – | 9th of 83 | 2287th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Livingston County record: every hazard by year and month, the deadliest events and FEMA's declarations.