Livingston County, Missouri: hazard risk
FEMA rates Livingston County's overall risk Very Low (score 23.0 of 100, higher than 22% of rated U.S. counties). Its storm record holds 372 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 76.9 | $908K |
| Tornado | Relatively Moderate | 64.9 | $2.5M |
| Heat Wave | Relatively Low | 56.4 | $590K |
| Cold Wave | Relatively Low | 48.3 | $1.0M |
| Hail | Relatively Low | 41.3 | $221K |
| Lightning | Relatively Low | 35.1 | $158K |
| Strong Wind | Relatively Low | 21.3 | $229K |
| Landslide | Very Low | 56.1 | $2K |
| Wildfire | Very Low | 38.2 | $27K |
| Earthquake | Very Low | 31.8 | $108K |
| Riverine Flooding | Very Low | 26.4 | $3.6M |
| Ice Storm | Very Low | 19.3 | $19K |
| Winter Weather | Very Low | 17.7 | $18K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 104 | 0 | $439K | 85th of 114 | 1247th of 3,080 |
| Severe thunderstorm wind | 91 | 0 | $1.2M | 79th of 114 | 1923rd of 3,080 |
| Floods | 76 | 0 | $1.3M | 42nd of 114 | 465th of 3,080 |
| Winter storms | 42 | 0 | $178K | 75th of 114 | 1812th of 3,077 |
| Drought | 19 | 0 | – | 54th of 114 | 1217th of 3,063 |
| Heat | 14 | 1 | – | 62nd of 114 | 849th of 3,076 |
| Tornadoes | 12 | 0 | $4.2M | 100th of 114 | 2002nd of 3,080 |
| Extreme cold | 10 | 0 | – | 37th of 114 | 1184th of 3,076 |
| High wind and dust storms | 2 | 0 | – | 95th of 114 | 2758th of 3,080 |
| Heavy rain | 1 | 0 | – | 82nd of 114 | 1950th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Livingston County record: every hazard by year and month, the deadliest events and FEMA's declarations.