Livingston County, New York: hazard risk
FEMA rates Livingston County's overall risk Relatively Low (score 56.4 of 100, higher than 56% of rated U.S. counties). Its storm record holds 499 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 73.3 | $15M |
| Drought | Relatively Moderate | 66.4 | $408K |
| Ice Storm | Relatively Moderate | 64.7 | $161K |
| Hail | Relatively Low | 53.1 | $295K |
| Lightning | Relatively Low | 49.9 | $227K |
| Strong Wind | Relatively Low | 48.6 | $517K |
| Cold Wave | Relatively Low | 42.4 | $705K |
| Tornado | Relatively Low | 39.8 | $833K |
| Winter Weather | Relatively Low | 34.1 | $35K |
| Hurricane | Very Low | 57.3 | $150K |
| Landslide | Very Low | 50.2 | $1K |
| Earthquake | Very Low | 41.3 | $161K |
| Heat Wave | Very Low | 38.1 | $204K |
| Avalanche | Very Low | 31.4 | $116 |
| Wildfire | Very Low | 17.7 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 241 | 0 | $3.3M | 41st of 58 | 1445th of 3,080 |
| Winter storms | 73 | 0 | $6.8M | 52nd of 58 | 1343rd of 3,077 |
| Floods | 57 | 0 | $20M | 31st of 58 | 1184th of 3,080 |
| Hail | 40 | 0 | $254K | 46th of 58 | 2525th of 3,080 |
| High wind and dust storms | 36 | 0 | $3.0M | 32nd of 58 | 750th of 3,080 |
| Extreme cold | 31 | 0 | $68K | 18th of 58 | 521st of 3,076 |
| Heavy rain | 10 | 0 | – | 13th of 58 | 1193rd of 3,080 |
| Drought | 5 | 0 | – | 24th of 58 | 2079th of 3,063 |
| Lightning | 3 | 0 | $222K | 41st of 58 | 1281st of 3,080 |
| Tornadoes | 3 | 0 | $802K | 50th of 58 | 2644th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Livingston County record: every hazard by year and month, the deadliest events and FEMA's declarations.