Lumpkin County, Georgia: hazard risk
FEMA rates Lumpkin County's overall risk Relatively Low (score 44.9 of 100, higher than 44% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 367 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 97.6 | $2.5M |
| Ice Storm | Relatively Moderate | 64.3 | $150K |
| Landslide | Relatively Low | 78.1 | $12K |
| Tornado | Relatively Low | 61.7 | $1.8M |
| Cold Wave | Relatively Low | 60.1 | $1.3M |
| Riverine Flooding | Relatively Low | 50.5 | $6.3M |
| Drought | Relatively Low | 50.1 | $135K |
| Hail | Relatively Low | 43.0 | $186K |
| Strong Wind | Relatively Low | 35.8 | $332K |
| Earthquake | Very Low | 57.6 | $376K |
| Wildfire | Very Low | 46.0 | $34K |
| Hurricane | Very Low | 43.1 | $37K |
| Winter Weather | Very Low | 14.8 | $11K |
| Heat Wave | Very Low | 14.5 | $31K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 92 | 0 | $1.2M | 104th of 159 | 993rd of 3,080 |
| Winter storms | 77 | 2 | $1.9M | 10th of 159 | 451st of 3,077 |
| Hail | 50 | 0 | $356K | 52nd of 159 | 929th of 3,080 |
| Drought | 42 | 0 | $1.7M | 35th of 159 | 105th of 3,063 |
| Hurricanes and tropical storms | 18 | 0 | $452K | 34th of 159 | 67th of 1,849 |
| High wind and dust storms | 16 | 0 | $959K | 20th of 159 | 756th of 3,080 |
| Extreme cold | 14 | 0 | – | 39th of 159 | 489th of 3,076 |
| Floods | 14 | 0 | $342K | 66th of 159 | 1693rd of 3,080 |
| Wildfires | 12 | 0 | $135K | 5th of 159 | 38th of 2,972 |
| Heat | 11 | 0 | – | 39th of 159 | 642nd of 3,076 |
| Tornadoes | 11 | 1 | $24M | 76th of 159 | 1281st of 3,080 |
| Lightning | 5 | 0 | $423K | 55th of 159 | 425th of 3,080 |
| Heavy rain | 2 | 0 | – | 90th of 159 | 1110th of 3,080 |
| Landslides and avalanches | 1 | 0 | – | 2nd of 159 | 190th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lumpkin County record: every hazard by year and month, the deadliest events and FEMA's declarations.