Lunenburg County, Virginia: hazard risk
FEMA rates Lunenburg County's overall risk Very Low (score 19.8 of 100, higher than 19% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 287 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 92.2 | $1.1M |
| Strong Wind | Relatively Moderate | 59.1 | $408K |
| Hurricane | Relatively Low | 76.5 | $694K |
| Winter Weather | Relatively Low | 34.8 | $21K |
| Ice Storm | Relatively Low | 33.0 | $22K |
| Earthquake | Very Low | 52.8 | $182K |
| Heat Wave | Very Low | 34.4 | $98K |
| Landslide | Very Low | 27.3 | $137 |
| Lightning | Very Low | 23.1 | $45K |
| Tornado | Very Low | 22.9 | $175K |
| Hail | Very Low | 20.7 | $42K |
| Cold Wave | Very Low | 20.6 | $136K |
| Riverine Flooding | Very Low | 17.1 | $1.2M |
| Wildfire | Very Low | 15.4 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 123 | 1 | $1.7M | 76th of 96 | 1333rd of 3,080 |
| Winter storms | 74 | 0 | $131K | 66th of 96 | 841st of 3,077 |
| Hail | 27 | 0 | $101K | 78th of 96 | 2418th of 3,080 |
| Heavy rain | 25 | 0 | – | 39th of 96 | 172nd of 3,080 |
| Floods | 23 | 0 | $89K | 90th of 96 | 1826th of 3,080 |
| Tornadoes | 5 | 0 | $11M | 65th of 96 | 2353rd of 3,080 |
| Heat | 4 | 0 | – | 57th of 96 | 1522nd of 3,076 |
| Extreme cold | 3 | 0 | – | 80th of 96 | 2085th of 3,076 |
| High wind and dust storms | 2 | 0 | $7K | 91st of 96 | 2697th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 68th of 96 | 892nd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lunenburg County record: every hazard by year and month, the deadliest events and FEMA's declarations.