Lynchburg (city), Virginia: hazard risk
FEMA rates Lynchburg (city)'s overall risk Relatively Low (score 49.3 of 100, higher than 49% of rated U.S. counties). Its storm record holds 327 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 78.4 | $1.2M |
| Lightning | Relatively Moderate | 74.0 | $537K |
| Hurricane | Relatively Low | 74.3 | $820K |
| Earthquake | Relatively Low | 73.0 | $909K |
| Landslide | Relatively Low | 66.1 | $4K |
| Riverine Flooding | Relatively Low | 65.3 | $10M |
| Winter Weather | Relatively Low | 48.3 | $57K |
| Ice Storm | Relatively Low | 47.3 | $71K |
| Heat Wave | Relatively Low | 45.2 | $275K |
| Tornado | Relatively Low | 31.8 | $535K |
| Hail | Very Low | 28.3 | $103K |
| Cold Wave | Very Low | 17.2 | $168K |
| Wildfire | Very Low | 8.7 | $3K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 99 | 0 | $10M | ||
| Winter storms | 65 | 1 | $206K | ||
| Floods | 46 | 0 | $22M | ||
| High wind and dust storms | 33 | 1 | $1.3M | ||
| Hail | 29 | 0 | $4K | ||
| Drought | 19 | 0 | $12M | ||
| Lightning | 11 | 0 | $396K | ||
| Extreme cold | 10 | 0 | $23K | ||
| Heavy rain | 10 | 0 | $1.2M | ||
| Hurricanes and tropical storms | 3 | 0 | $167K | ||
| Landslides and avalanches | 1 | 0 | $97K | ||
| Tornadoes | 1 | 0 | $11M |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lynchburg (city) record: every hazard by year and month, the deadliest events and FEMA's declarations.