Macon County, Illinois: hazard risk
FEMA rates Macon County's overall risk Relatively Moderate (score 83.3 of 100, higher than 83% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by cold wave, strong wind. Its storm record holds 716 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 91.5 | $7.5M |
| Strong Wind | Relatively High | 89.1 | $1.8M |
| Heat Wave | Relatively Moderate | 90.3 | $2.9M |
| Drought | Relatively Moderate | 87.5 | $1.3M |
| Tornado | Relatively Moderate | 86.1 | $5.2M |
| Hail | Relatively Moderate | 84.8 | $1.1M |
| Riverine Flooding | Relatively Moderate | 83.3 | $21M |
| Winter Weather | Relatively Moderate | 78.1 | $177K |
| Lightning | Relatively Moderate | 75.7 | $574K |
| Ice Storm | Relatively Moderate | 66.1 | $167K |
| Earthquake | Relatively Low | 89.9 | $4.8M |
| Landslide | Very Low | 52.3 | $1K |
| Hurricane | Very Low | 37.1 | $23K |
| Wildfire | Very Low | 21.2 | $8K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 300 | 0 | $12M | 24th of 102 | 701st of 3,080 |
| Hail | 158 | 0 | – | 24th of 102 | 662nd of 3,080 |
| Tornadoes | 81 | 1 | $85M | 5th of 102 | 100th of 3,080 |
| Winter storms | 52 | 1 | $2.3M | 72nd of 102 | 1654th of 3,077 |
| Floods | 46 | 0 | $26M | 57th of 102 | 1076th of 3,080 |
| High wind and dust storms | 36 | 1 | $168K | 32nd of 102 | 1047th of 3,080 |
| Drought | 15 | 0 | $60M | 51st of 102 | 1464th of 3,063 |
| Heat | 14 | 0 | – | 67th of 102 | 903rd of 3,076 |
| Extreme cold | 9 | 0 | – | 74th of 102 | 1363rd of 3,076 |
| Lightning | 4 | 0 | $104K | 29th of 102 | 983rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Macon County record: every hazard by year and month, the deadliest events and FEMA's declarations.