Madison County, Georgia: hazard risk
FEMA rates Madison County's overall risk Very Low (score 28.9 of 100, higher than 28% of rated U.S. counties). Its storm record holds 308 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 70.7 | $190K |
| Hurricane | Relatively Low | 69.3 | $455K |
| Earthquake | Relatively Low | 61.6 | $414K |
| Tornado | Relatively Low | 58.5 | $1.4M |
| Hail | Relatively Low | 56.8 | $282K |
| Drought | Relatively Low | 54.4 | $166K |
| Cold Wave | Relatively Low | 51.1 | $826K |
| Lightning | Relatively Low | 49.7 | $191K |
| Heat Wave | Relatively Low | 43.7 | $226K |
| Strong Wind | Relatively Low | 40.5 | $347K |
| Riverine Flooding | Very Low | 34.4 | $3.3M |
| Wildfire | Very Low | 29.7 | $11K |
| Landslide | Very Low | 26.6 | $188 |
| Winter Weather | Very Low | 6.6 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 102 | 0 | $1.4M | 72nd of 159 | 712th of 3,080 |
| Hail | 53 | 0 | $1.7M | 57th of 159 | 968th of 3,080 |
| Drought | 41 | 0 | $5.5M | 37th of 159 | 110th of 3,063 |
| Winter storms | 38 | 0 | $2.9M | 28th of 159 | 1107th of 3,077 |
| Hurricanes and tropical storms | 16 | 0 | $121K | 40th of 159 | 83rd of 1,849 |
| Extreme cold | 14 | 0 | – | 38th of 159 | 487th of 3,076 |
| Heat | 11 | 0 | – | 38th of 159 | 640th of 3,076 |
| Tornadoes | 9 | 0 | $7.1M | 113th of 159 | 1652nd of 3,080 |
| High wind and dust storms | 7 | 0 | $44K | 53rd of 159 | 1590th of 3,080 |
| Floods | 6 | 0 | $360K | 120th of 159 | 2305th of 3,080 |
| Heavy rain | 3 | 0 | – | 61st of 159 | 835th of 3,080 |
| Lightning | 3 | 0 | $86K | 81st of 159 | 677th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Madison County record: every hazard by year and month, the deadliest events and FEMA's declarations.