Madison County, Idaho: hazard risk

FEMA rates Madison County's overall risk Relatively Low (score 58.6 of 100, higher than 58% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 796 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Madison County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
LightningRelatively High88.3$1.2M
Cold WaveRelatively Moderate85.2$5.6M
Winter WeatherRelatively Moderate67.9$134K
EarthquakeRelatively Low87.6$4.0M
Heat WaveRelatively Low77.0$1.4M
AvalancheRelatively Low73.7$11K
WildfireRelatively Low70.3$194K
LandslideRelatively Low64.2$4K
Riverine FloodingRelatively Low57.8$9.3M
HailRelatively Low41.7$210K
Strong WindRelatively Low19.1$187K
Volcanic ActivityVery Low64.5$63
DroughtVery Low21.3$6K
Ice StormVery Low16.7$13K
TornadoVery Low9.9$70K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Winter storms4238$2.1M1st of 4450th of 3,077
High wind and dust storms1420$8.5M1st of 44103rd of 3,080
Severe thunderstorm wind550$852K4th of 442459th of 3,080
Extreme cold461–1st of 44397th of 3,076
Wildfires350$39K1st of 445th of 2,972
Floods260$3.3M1st of 441391st of 3,080
Hail200–6th of 442656th of 3,080
Landslides and avalanches1212$2K2nd of 4432nd of 2,278
Heat91–1st of 441168th of 3,076
Tornadoes60$326K2nd of 442313th of 3,080
Heavy rain50$2.5M5th of 441185th of 3,080
Drought40–2nd of 442249th of 3,063
Lightning40$34K4th of 441040th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Madison County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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