Madison County, Mississippi: hazard risk
FEMA rates Madison County's overall risk Relatively Moderate (score 82.1 of 100, higher than 82% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by tornado, ice storm. Its storm record holds 909 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 95.8 | $15M |
| Ice Storm | Relatively High | 85.8 | $733K |
| Heat Wave | Relatively Moderate | 88.7 | $3.2M |
| Cold Wave | Relatively Moderate | 88.5 | $7.2M |
| Hail | Relatively Moderate | 88.5 | $1.8M |
| Lightning | Relatively Moderate | 81.6 | $899K |
| Strong Wind | Relatively Moderate | 77.0 | $1.4M |
| Riverine Flooding | Relatively Moderate | 76.8 | $20M |
| Winter Weather | Relatively Moderate | 73.1 | $176K |
| Drought | Relatively Moderate | 71.9 | $678K |
| Hurricane | Relatively Low | 77.7 | $1.6M |
| Earthquake | Relatively Low | 74.5 | $1.3M |
| Wildfire | Very Low | 53.9 | $68K |
| Landslide | Very Low | 50.7 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 461 | 1 | $13M | 10th of 82 | 262nd of 3,080 |
| Hail | 164 | 0 | $11M | 19th of 82 | 695th of 3,080 |
| Floods | 114 | 0 | $89M | 12th of 82 | 670th of 3,080 |
| Tornadoes | 78 | 12 | $176M | 18th of 82 | 92nd of 3,080 |
| Winter storms | 24 | 0 | $3.6M | 44th of 82 | 2476th of 3,077 |
| High wind and dust storms | 20 | 1 | $986K | 12th of 82 | 1479th of 3,080 |
| Drought | 19 | 0 | $16M | 41st of 82 | 1442nd of 3,063 |
| Lightning | 15 | 0 | $4.6M | 7th of 82 | 376th of 3,080 |
| Heat | 6 | 1 | – | 57th of 82 | 1590th of 3,076 |
| Hurricanes and tropical storms | 5 | 0 | $416M | 48th of 82 | 599th of 1,849 |
| Extreme cold | 2 | 0 | $812K | 69th of 82 | 2572nd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Madison County record: every hazard by year and month, the deadliest events and FEMA's declarations.