Madison County, Ohio: hazard risk
FEMA rates Madison County's overall risk Very Low (score 24.9 of 100, higher than 24% of rated U.S. counties). Its storm record holds 435 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 69.2 | $277K |
| Strong Wind | Relatively Low | 51.6 | $758K |
| Hail | Relatively Low | 50.6 | $350K |
| Winter Weather | Relatively Low | 45.2 | $72K |
| Drought | Relatively Low | 44.2 | $128K |
| Tornado | Relatively Low | 43.9 | $1.3M |
| Lightning | Relatively Low | 43.5 | $243K |
| Riverine Flooding | Relatively Low | 41.5 | $6.7M |
| Cold Wave | Relatively Low | 28.3 | $500K |
| Earthquake | Very Low | 55.6 | $485K |
| Heat Wave | Very Low | 32.0 | $199K |
| Landslide | Very Low | 30.1 | $405 |
| Hurricane | Very Low | 21.7 | $9K |
| Wildfire | Very Low | 2.9 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 178 | 0 | $1.5M | 59th of 88 | 710th of 3,080 |
| Winter storms | 109 | 1 | $990K | 29th of 88 | 555th of 3,077 |
| Hail | 64 | 0 | $171K | 54th of 88 | 1400th of 3,080 |
| Floods | 38 | 0 | $637K | 74th of 88 | 1226th of 3,080 |
| High wind and dust storms | 18 | 1 | $6.8M | 63rd of 88 | 1189th of 3,080 |
| Tornadoes | 15 | 0 | $18M | 46th of 88 | 1557th of 3,080 |
| Heat | 5 | 0 | – | 33rd of 88 | 1428th of 3,076 |
| Extreme cold | 4 | 0 | $806K | 74th of 88 | 1908th of 3,076 |
| Drought | 2 | 0 | – | 70th of 88 | 2245th of 3,063 |
| Lightning | 1 | 0 | $367K | 62nd of 88 | 1868th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Madison County record: every hazard by year and month, the deadliest events and FEMA's declarations.