Manatee County, Florida: hazard risk
FEMA rates Manatee County's overall risk Relatively High (score 97.6 of 100, higher than 97% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning, coastal flooding. Its storm record holds 621 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Very High | 99.3 | $154M |
| Lightning | Very High | 98.8 | $3.6M |
| Coastal Flooding | Very High | 98.0 | $17M |
| Tornado | Relatively High | 98.0 | $21M |
| Riverine Flooding | Relatively High | 93.5 | $50M |
| Wildfire | Relatively Moderate | 90.5 | $1.3M |
| Heat Wave | Relatively Moderate | 88.9 | $2.4M |
| Drought | Relatively Moderate | 80.2 | $822K |
| Cold Wave | Relatively Moderate | 77.4 | $2.7M |
| Strong Wind | Relatively Moderate | 75.2 | $981K |
| Hail | Relatively Low | 49.1 | $221K |
| Landslide | Very Low | 36.7 | $453 |
| Earthquake | Very Low | 34.8 | $95K |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 165 | 1 | $5.8M | 38th of 67 | 1550th of 3,080 |
| Tornadoes | 94 | 2 | $15M | 6th of 67 | 18th of 3,080 |
| Hail | 71 | 0 | $5.7M | 26th of 67 | 2029th of 3,080 |
| Floods | 59 | 2 | $27M | 14th of 67 | 1166th of 3,080 |
| Hurricanes and tropical storms | 52 | 7 | $1.1B | 11th of 67 | 115th of 1,849 |
| Lightning | 41 | 4 | $14M | 10th of 67 | 98th of 3,080 |
| Extreme cold | 38 | 0 | $23M | 9th of 67 | 483rd of 3,076 |
| Heavy rain | 21 | 0 | $229K | 20th of 67 | 460th of 3,080 |
| High wind and dust storms | 7 | 0 | $223K | 8th of 67 | 2380th of 3,080 |
| Wildfires | 5 | 0 | $211K | 33rd of 67 | 397th of 2,972 |
| Rip currents and high surf | 4 | 4 | – | 22nd of 67 | 135th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Manatee County record: every hazard by year and month, the deadliest events and FEMA's declarations.