Marion County, Alabama: hazard risk
FEMA rates Marion County's overall risk Relatively Low (score 69.1 of 100, higher than 69% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by lightning, tornado. Its storm record holds 619 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 97.9 | $1.7M |
| Tornado | Relatively High | 90.7 | $4.4M |
| Cold Wave | Relatively Moderate | 77.6 | $1.8M |
| Strong Wind | Relatively Moderate | 63.0 | $465K |
| Landslide | Relatively Low | 86.4 | $22K |
| Earthquake | Relatively Low | 80.2 | $991K |
| Heat Wave | Relatively Low | 67.6 | $480K |
| Hurricane | Relatively Low | 67.6 | $284K |
| Riverine Flooding | Relatively Low | 64.0 | $6.1M |
| Ice Storm | Relatively Low | 50.8 | $52K |
| Hail | Relatively Low | 46.8 | $135K |
| Drought | Relatively Low | 37.6 | $32K |
| Wildfire | Very Low | 37.1 | $13K |
| Winter Weather | Very Low | 16.6 | $8K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 276 | 0 | $2.8M | 28th of 67 | 981st of 3,080 |
| Hail | 152 | 0 | $557K | 20th of 67 | 1126th of 3,080 |
| Tornadoes | 47 | 48 | $248M | 21st of 67 | 441st of 3,080 |
| Drought | 40 | 0 | – | 45th of 67 | 874th of 3,063 |
| Floods | 31 | 0 | $435K | 36th of 67 | 1913th of 3,080 |
| Winter storms | 30 | 0 | $1.5M | 18th of 67 | 2404th of 3,077 |
| High wind and dust storms | 11 | 0 | $1.5M | 25th of 67 | 2065th of 3,080 |
| Heat | 7 | 0 | – | 46th of 67 | 1509th of 3,076 |
| Extreme cold | 6 | 0 | $1.9M | 40th of 67 | 1961st of 3,076 |
| Lightning | 5 | 3 | $78K | 39th of 67 | 998th of 3,080 |
| Heavy rain | 3 | 0 | – | 19th of 67 | 1471st of 3,080 |
| Hurricanes and tropical storms | 3 | 0 | $4.6M | 61st of 67 | 761st of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marion County record: every hazard by year and month, the deadliest events and FEMA's declarations.