Marion County, Florida: hazard risk
FEMA rates Marion County's overall risk Relatively High (score 94.7 of 100, higher than 94% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by lightning, hurricane, tornado. Its storm record holds 1,055 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 99.0 | $3.3M |
| Hurricane | Relatively High | 97.8 | $53M |
| Tornado | Relatively High | 97.3 | $15M |
| Strong Wind | Relatively High | 93.3 | $2.0M |
| Cold Wave | Relatively High | 90.5 | $5.8M |
| Wildfire | Relatively Moderate | 96.8 | $5.1M |
| Riverine Flooding | Relatively Moderate | 93.0 | $42M |
| Heat Wave | Relatively Moderate | 90.5 | $2.4M |
| Earthquake | Relatively Low | 63.1 | $417K |
| Drought | Relatively Low | 43.3 | $69K |
| Landslide | Very Low | 59.3 | $2K |
| Coastal Flooding | Very Low | 24.6 | $1K |
| Hail | Very Low | 20.0 | $55K |
| Winter Weather | Very Low | 1.2 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 494 | 2 | $3.1M | 37th of 67 | 1472nd of 3,080 |
| Heavy rain | 183 | 0 | – | 7th of 67 | 131st of 3,080 |
| Hail | 140 | 0 | $4K | 33rd of 67 | 2197th of 3,080 |
| Tornadoes | 62 | 2 | $157M | 47th of 67 | 1223rd of 3,080 |
| Floods | 38 | 0 | $2.1M | 55th of 67 | 2323rd of 3,080 |
| Wildfires | 37 | 0 | $171K | 8th of 67 | 110th of 2,972 |
| Lightning | 29 | 3 | $482K | 33rd of 67 | 408th of 3,080 |
| Hurricanes and tropical storms | 18 | 0 | $2.0M | 66th of 67 | 519th of 1,849 |
| Drought | 17 | 0 | – | 39th of 67 | 2272nd of 3,063 |
| High wind and dust storms | 2 | 0 | – | 57th of 67 | 2941st of 3,080 |
| Winter storms | 2 | 0 | – | 40th of 67 | 3045th of 3,077 |
| Extreme cold | 1 | 1 | – | 54th of 67 | 2826th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marion County record: every hazard by year and month, the deadliest events and FEMA's declarations.