Marion County, Indiana: hazard risk
FEMA rates Marion County's overall risk Relatively High (score 97.5 of 100, higher than 97% of rated U.S. counties); 8 of its 14 hazards are rated Relatively High or Very High, led by tornado, strong wind, lightning. Its storm record holds 1,218 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Very High | 99.0 | $39M |
| Strong Wind | Very High | 98.7 | $6.8M |
| Lightning | Very High | 96.9 | $2.4M |
| Cold Wave | Relatively High | 98.7 | $27M |
| Heat Wave | Relatively High | 98.7 | $20M |
| Riverine Flooding | Relatively High | 98.3 | $163M |
| Winter Weather | Relatively High | 93.7 | $570K |
| Ice Storm | Relatively High | 85.3 | $610K |
| Earthquake | Relatively Moderate | 96.4 | $22M |
| Hail | Relatively Moderate | 93.6 | $2.4M |
| Landslide | Relatively Low | 65.9 | $4K |
| Drought | Relatively Low | 37.0 | $50K |
| Hurricane | Very Low | 34.1 | $19K |
| Wildfire | Very Low | 22.3 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 517 | 7 | $11M | 2nd of 91 | 28th of 3,080 |
| Hail | 373 | 0 | $51K | 1st of 91 | 28th of 3,080 |
| Floods | 126 | 2 | $36M | 22nd of 91 | 164th of 3,080 |
| Winter storms | 68 | 9 | $2.3M | 46th of 91 | 1094th of 3,077 |
| Tornadoes | 47 | 0 | $208M | 2nd of 91 | 24th of 3,080 |
| High wind and dust storms | 39 | 1 | $2.5M | 10th of 91 | 734th of 3,080 |
| Lightning | 22 | 3 | $3.0M | 3rd of 91 | 92nd of 3,080 |
| Extreme cold | 7 | 2 | – | 25th of 91 | 1234th of 3,076 |
| Heavy rain | 7 | 0 | – | 10th of 91 | 720th of 3,080 |
| Drought | 6 | 0 | – | 46th of 91 | 1808th of 3,063 |
| Heat | 5 | 1 | – | 17th of 91 | 1285th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marion County record: every hazard by year and month, the deadliest events and FEMA's declarations.