Marion County, Kentucky: hazard risk
FEMA rates Marion County's overall risk Very Low (score 30.2 of 100, higher than 30% of rated U.S. counties). Its storm record holds 255 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 64.9 | $764K |
| Hail | Relatively Low | 65.0 | $411K |
| Tornado | Relatively Low | 61.9 | $1.7M |
| Earthquake | Relatively Low | 60.6 | $425K |
| Ice Storm | Relatively Low | 57.0 | $106K |
| Winter Weather | Relatively Low | 56.7 | $75K |
| Cold Wave | Relatively Low | 46.7 | $761K |
| Lightning | Relatively Low | 42.6 | $163K |
| Riverine Flooding | Relatively Low | 39.7 | $4.4M |
| Hurricane | Very Low | 37.0 | $22K |
| Landslide | Very Low | 35.4 | $428 |
| Drought | Very Low | 29.8 | $23K |
| Heat Wave | Very Low | 27.9 | $109K |
| Wildfire | Very Low | 11.1 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 125 | 0 | $1.6M | 87th of 118 | 860th of 3,080 |
| Floods | 41 | 1 | $167K | 105th of 118 | 1068th of 3,080 |
| Hail | 38 | 0 | $9.9M | 102nd of 118 | 2058th of 3,080 |
| Winter storms | 25 | 0 | $128K | 104th of 118 | 1914th of 3,077 |
| Tornadoes | 12 | 0 | $2.0M | 61st of 118 | 1436th of 3,080 |
| High wind and dust storms | 7 | 0 | $144K | 91st of 118 | 1927th of 3,080 |
| Extreme cold | 5 | 0 | – | 92nd of 118 | 1448th of 3,076 |
| Landslides and avalanches | 1 | 0 | – | 20th of 118 | 217th of 2,278 |
| Lightning | 1 | 0 | $294K | 69th of 118 | 1630th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marion County record: every hazard by year and month, the deadliest events and FEMA's declarations.