Martin County, Kentucky: hazard risk
FEMA rates Martin County's overall risk Relatively Low (score 49.9 of 100, higher than 49% of rated U.S. counties). Its storm record holds 336 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 89.5 | $29K |
| Wildfire | Relatively Low | 77.2 | $171K |
| Riverine Flooding | Relatively Low | 71.2 | $7.6M |
| Heat Wave | Relatively Low | 49.5 | $198K |
| Strong Wind | Relatively Low | 44.6 | $256K |
| Winter Weather | Relatively Low | 43.4 | $28K |
| Cold Wave | Relatively Low | 33.1 | $266K |
| Lightning | Relatively Low | 26.6 | $52K |
| Hurricane | Very Low | 40.3 | $16K |
| Avalanche | Very Low | 38.5 | $125 |
| Earthquake | Very Low | 30.2 | $42K |
| Ice Storm | Very Low | 25.1 | $13K |
| Hail | Very Low | 24.0 | $48K |
| Tornado | Very Low | 21.9 | $152K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 116 | 0 | $730K | 71st of 118 | 679th of 3,080 |
| Winter storms | 78 | 0 | $3K | 29th of 118 | 370th of 3,077 |
| Floods | 60 | 0 | $11M | 31st of 118 | 192nd of 3,080 |
| Hail | 44 | 0 | $8K | 40th of 118 | 1154th of 3,080 |
| Extreme cold | 17 | 0 | $28K | 25th of 118 | 264th of 3,076 |
| High wind and dust storms | 12 | 0 | $35K | 47th of 118 | 1004th of 3,080 |
| Heat | 4 | 0 | – | 48th of 118 | 1073rd of 3,076 |
| Drought | 3 | 0 | – | 33rd of 118 | 1872nd of 3,063 |
| Tornadoes | 1 | 0 | $2.6M | 113th of 118 | 2660th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Martin County record: every hazard by year and month, the deadliest events and FEMA's declarations.