McCone County, Montana: hazard risk
FEMA rates McCone County's overall risk Very Low (score 5.2 of 100, higher than 5% of rated U.S. counties). Its storm record holds 748 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Low | 62.8 | $1.7M |
| Hail | Relatively Low | 57.2 | $379K |
| Winter Weather | Relatively Low | 26.3 | $27K |
| Strong Wind | Relatively Low | 22.5 | $229K |
| Wildfire | Very Low | 48.6 | $48K |
| Drought | Very Low | 28.4 | $22K |
| Landslide | Very Low | 21.5 | $149 |
| Heat Wave | Very Low | 18.0 | $56K |
| Tornado | Very Low | 10.8 | $84K |
| Earthquake | Very Low | 10.0 | $11K |
| Lightning | Very Low | 5.8 | $20K |
| Riverine Flooding | Very Low | 5.6 | $870K |
| Ice Storm | Very Low | 3.6 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 241 | 0 | $8.6M | 17th of 56 | 2483rd of 3,080 |
| Severe thunderstorm wind | 199 | 0 | $6.9M | 10th of 56 | 2607th of 3,080 |
| Winter storms | 85 | 0 | $3K | 44th of 56 | 2509th of 3,077 |
| High wind and dust storms | 83 | 0 | $227K | 36th of 56 | 1436th of 3,080 |
| Drought | 51 | 0 | – | 9th of 56 | 1666th of 3,063 |
| Extreme cold | 33 | 0 | – | 20th of 56 | 1686th of 3,076 |
| Floods | 25 | 0 | $387K | 26th of 56 | 2791st of 3,080 |
| Tornadoes | 9 | 1 | $1.5M | 17th of 56 | 2717th of 3,080 |
| Heavy rain | 7 | 0 | – | 26th of 56 | 1837th of 3,080 |
| Heat | 3 | 0 | – | 15th of 56 | 2310th of 3,076 |
| Wildfires | 1 | 0 | $137K | 45th of 56 | 1255th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full McCone County record: every hazard by year and month, the deadliest events and FEMA's declarations.