McKean County, Pennsylvania: hazard risk
FEMA rates McKean County's overall risk Relatively Low (score 53.8 of 100, higher than 53% of rated U.S. counties). Its storm record holds 515 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 81.9 | $194K |
| Lightning | Relatively Moderate | 74.4 | $494K |
| Riverine Flooding | Relatively Moderate | 73.2 | $13M |
| Landslide | Relatively Low | 77.4 | $10K |
| Hurricane | Relatively Low | 61.7 | $210K |
| Strong Wind | Relatively Low | 41.5 | $364K |
| Cold Wave | Relatively Low | 40.4 | $567K |
| Earthquake | Very Low | 36.1 | $100K |
| Tornado | Very Low | 24.5 | $294K |
| Ice Storm | Very Low | 22.7 | $17K |
| Heat Wave | Very Low | 10.5 | $16K |
| Wildfire | Very Low | 10.2 | $3K |
| Avalanche | Very Low | 9.1 | $6 |
| Hail | Very Low | 7.7 | $19K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 260 | 0 | $1.1M | 58th of 67 | 1701st of 3,080 |
| Winter storms | 101 | 0 | $8K | 53rd of 67 | 1495th of 3,077 |
| Hail | 58 | 0 | $53K | 49th of 67 | 2529th of 3,080 |
| Floods | 35 | 0 | $46M | 62nd of 67 | 1887th of 3,080 |
| Extreme cold | 26 | 0 | – | 16th of 67 | 916th of 3,076 |
| High wind and dust storms | 21 | 0 | $53K | 57th of 67 | 1731st of 3,080 |
| Drought | 6 | 0 | – | 46th of 67 | 2157th of 3,063 |
| Tornadoes | 5 | 4 | $73M | 67th of 67 | 2735th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 34th of 67 | 1033rd of 1,849 |
| Lightning | 1 | 1 | – | 48th of 67 | 2239th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full McKean County record: every hazard by year and month, the deadliest events and FEMA's declarations.