McLeod County, Minnesota: hazard risk
FEMA rates McLeod County's overall risk Relatively Low (score 46.6 of 100, higher than 46% of rated U.S. counties). Its storm record holds 751 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 82.8 | $1.7M |
| Cold Wave | Relatively Moderate | 78.6 | $3.9M |
| Hail | Relatively Moderate | 78.5 | $962K |
| Tornado | Relatively Moderate | 67.9 | $2.8M |
| Winter Weather | Relatively Moderate | 61.0 | $111K |
| Heat Wave | Relatively Low | 54.3 | $540K |
| Ice Storm | Relatively Low | 47.1 | $89K |
| Riverine Flooding | Relatively Low | 46.5 | $7.1M |
| Drought | Relatively Low | 42.5 | $100K |
| Landslide | Very Low | 26.1 | $258 |
| Lightning | Very Low | 22.2 | $90K |
| Wildfire | Very Low | 22.2 | $11K |
| Earthquake | Very Low | 14.0 | $17K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 251 | 0 | $285K | 8th of 87 | 275th of 3,080 |
| Severe thunderstorm wind | 240 | 0 | $1.0M | 8th of 87 | 1050th of 3,080 |
| Winter storms | 117 | 1 | – | 23rd of 87 | 534th of 3,077 |
| Floods | 27 | 0 | $1.7M | 20th of 87 | 1534th of 3,080 |
| Extreme cold | 26 | 0 | $26K | 41st of 87 | 450th of 3,076 |
| Tornadoes | 25 | 0 | $52M | 23rd of 87 | 1101st of 3,080 |
| Heavy rain | 19 | 0 | – | 13th of 87 | 506th of 3,080 |
| High wind and dust storms | 15 | 1 | $156 | 25th of 87 | 1381st of 3,080 |
| Heat | 13 | 0 | – | 19th of 87 | 842nd of 3,076 |
| Lightning | 2 | 0 | $40K | 27th of 87 | 1399th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full McLeod County record: every hazard by year and month, the deadliest events and FEMA's declarations.