Menard County, Illinois: hazard risk
FEMA rates Menard County's overall risk Very Low (score 28.7 of 100, higher than 28% of rated U.S. counties). Its storm record holds 367 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 78.6 | $737K |
| Strong Wind | Relatively Moderate | 67.0 | $765K |
| Earthquake | Relatively Low | 68.0 | $608K |
| Landslide | Relatively Low | 65.8 | $4K |
| Heat Wave | Relatively Low | 60.1 | $495K |
| Cold Wave | Relatively Low | 53.9 | $945K |
| Tornado | Relatively Low | 53.2 | $1.2M |
| Hail | Relatively Low | 51.6 | $240K |
| Ice Storm | Relatively Low | 38.9 | $43K |
| Winter Weather | Relatively Low | 28.9 | $24K |
| Lightning | Relatively Low | 26.0 | $80K |
| Riverine Flooding | Very Low | 29.4 | $3.0M |
| Hurricane | Very Low | 16.5 | $4K |
| Wildfire | Very Low | 3.6 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 145 | 0 | $12M | 16th of 102 | 569th of 3,080 |
| Hail | 81 | 0 | – | 17th of 102 | 460th of 3,080 |
| Winter storms | 46 | 0 | $161K | 48th of 102 | 1025th of 3,077 |
| Floods | 27 | 0 | $2.1M | 74th of 102 | 1303rd of 3,080 |
| Tornadoes | 17 | 0 | $17M | 63rd of 102 | 976th of 3,080 |
| Heat | 15 | 0 | – | 41st of 102 | 549th of 3,076 |
| Drought | 13 | 0 | $22M | 27th of 102 | 1113th of 3,063 |
| High wind and dust storms | 13 | 0 | $52K | 31st of 102 | 1046th of 3,080 |
| Extreme cold | 8 | 0 | – | 51st of 102 | 951st of 3,076 |
| Lightning | 1 | 0 | $69K | 56th of 102 | 1576th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Menard County record: every hazard by year and month, the deadliest events and FEMA's declarations.