Metcalfe County, Kentucky: hazard risk
FEMA rates Metcalfe County's overall risk Very Low (score 21.8 of 100, higher than 21% of rated U.S. counties). Its storm record holds 217 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Low | 70.6 | $338K |
| Winter Weather | Relatively Low | 50.8 | $39K |
| Ice Storm | Relatively Low | 49.0 | $49K |
| Tornado | Relatively Low | 48.7 | $706K |
| Cold Wave | Relatively Low | 46.8 | $501K |
| Strong Wind | Relatively Low | 46.6 | $298K |
| Drought | Relatively Low | 39.9 | $39K |
| Lightning | Relatively Low | 37.1 | $86K |
| Earthquake | Very Low | 50.5 | $169K |
| Landslide | Very Low | 50.4 | $814 |
| Riverine Flooding | Very Low | 33.0 | $2.3M |
| Heat Wave | Very Low | 31.2 | $86K |
| Hurricane | Very Low | 30.7 | $9K |
| Wildfire | Very Low | 6.8 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 112 | 0 | $1.5M | 69th of 118 | 677th of 3,080 |
| Hail | 35 | 0 | $805K | 84th of 118 | 1804th of 3,080 |
| Floods | 27 | 0 | $641K | 111th of 118 | 1201st of 3,080 |
| Winter storms | 20 | 0 | – | 106th of 118 | 1969th of 3,077 |
| Tornadoes | 19 | 3 | $16M | 16th of 118 | 360th of 3,080 |
| Extreme cold | 3 | 0 | – | 103rd of 118 | 1738th of 3,076 |
| High wind and dust storms | 1 | 0 | – | 114th of 118 | 2776th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Metcalfe County record: every hazard by year and month, the deadliest events and FEMA's declarations.