Middlesex County, Virginia: hazard risk
FEMA rates Middlesex County's overall risk Very Low (score 23.8 of 100, higher than 23% of rated U.S. counties). Its storm record holds 277 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 85.5 | $3.0M |
| Drought | Relatively Moderate | 78.2 | $606K |
| Coastal Flooding | Relatively Low | 58.0 | $287K |
| Ice Storm | Relatively Low | 44.3 | $48K |
| Strong Wind | Relatively Low | 37.4 | $276K |
| Earthquake | Very Low | 36.9 | $91K |
| Wildfire | Very Low | 31.4 | $11K |
| Heat Wave | Very Low | 28.3 | $89K |
| Landslide | Very Low | 27.7 | $185 |
| Tornado | Very Low | 23.2 | $228K |
| Cold Wave | Very Low | 20.1 | $163K |
| Hail | Very Low | 15.4 | $38K |
| Lightning | Very Low | 15.3 | $38K |
| Riverine Flooding | Very Low | 11.3 | $1.1M |
| Winter Weather | Very Low | 11.1 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 84 | 0 | $652K | 15th of 96 | 198th of 3,080 |
| Winter storms | 75 | 0 | $120K | 8th of 96 | 78th of 3,077 |
| Heavy rain | 41 | 0 | – | 3rd of 96 | 11th of 3,080 |
| Floods | 21 | 0 | $14M | 32nd of 96 | 394th of 3,080 |
| Hail | 18 | 0 | – | 27th of 96 | 1410th of 3,080 |
| Tornadoes | 11 | 0 | $9.1M | 2nd of 96 | 198th of 3,080 |
| Hurricanes and tropical storms | 8 | 0 | $31M | 4th of 96 | 74th of 1,849 |
| Heat | 5 | 0 | – | 22nd of 96 | 647th of 3,076 |
| High wind and dust storms | 5 | 0 | $7.4M | 48th of 96 | 1130th of 3,080 |
| Lightning | 3 | 0 | $408K | 17th of 96 | 311th of 3,080 |
| Drought | 2 | 0 | $3.6M | 48th of 96 | 1798th of 3,063 |
| Extreme cold | 2 | 0 | – | 45th of 96 | 1375th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Middlesex County record: every hazard by year and month, the deadliest events and FEMA's declarations.