Mineral County, Montana: hazard risk
FEMA rates Mineral County's overall risk Very Low (score 7.3 of 100, higher than 7% of rated U.S. counties). Its storm record holds 434 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 91.3 | $55K |
| Avalanche | Relatively Moderate | 82.2 | $457K |
| Wildfire | Relatively Low | 85.6 | $603K |
| Winter Weather | Relatively Low | 53.5 | $60K |
| Ice Storm | Relatively Low | 38.5 | $41K |
| Cold Wave | Relatively Low | 26.8 | $299K |
| Earthquake | Very Low | 29.1 | $56K |
| Riverine Flooding | Very Low | 16.0 | $1.6M |
| Heat Wave | Very Low | 15.5 | $32K |
| Drought | Very Low | 13.3 | $77 |
| Lightning | Very Low | 5.8 | $15K |
| Strong Wind | Very Low | 2.9 | $12K |
| Hail | Very Low | 1.3 | $1K |
| Tornado | Very Low | 1.3 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 337 | 9 | $138K | 4th of 56 | 441st of 3,077 |
| High wind and dust storms | 25 | 0 | $575K | 46th of 56 | 1779th of 3,080 |
| Extreme cold | 19 | 1 | – | 13th of 56 | 1425th of 3,076 |
| Severe thunderstorm wind | 17 | 1 | $621K | 47th of 56 | 2833rd of 3,080 |
| Hail | 14 | 0 | $26K | 52nd of 56 | 2835th of 3,080 |
| Floods | 7 | 0 | $5.3M | 37th of 56 | 2888th of 3,080 |
| Heat | 4 | 0 | – | 2nd of 56 | 2059th of 3,076 |
| Heavy rain | 4 | 0 | – | 14th of 56 | 1595th of 3,080 |
| Wildfires | 4 | 0 | $12K | 13th of 56 | 671st of 2,972 |
| Landslides and avalanches | 2 | 0 | – | 16th of 56 | 291st of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Mineral County record: every hazard by year and month, the deadliest events and FEMA's declarations.