Moffat County, Colorado: hazard risk
FEMA rates Moffat County's overall risk Very Low (score 12.1 of 100, higher than 12% of rated U.S. counties). Its storm record holds 3,046 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 92.3 | $102K |
| Winter Weather | Relatively Moderate | 69.0 | $165K |
| Wildfire | Relatively Low | 87.5 | $1.2M |
| Drought | Relatively Low | 34.3 | $51K |
| Lightning | Relatively Low | 29.7 | $141K |
| Avalanche | Very Low | 61.7 | $2K |
| Earthquake | Very Low | 49.7 | $360K |
| Riverine Flooding | Very Low | 30.7 | $4.8M |
| Volcanic Activity | Very Low | 14.7 | $0 |
| Cold Wave | Very Low | 12.1 | $143K |
| Ice Storm | Very Low | 7.8 | $5K |
| Hail | Very Low | 4.3 | $13K |
| Strong Wind | Very Low | 4.3 | $39K |
| Tornado | Very Low | 2.7 | $7K |
| Heat Wave | Very Low | 1.9 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 1,966 | 1 | $54K | 39th of 63 | 617th of 3,077 |
| Drought | 520 | 0 | – | 20th of 63 | 1321st of 3,063 |
| Wildfires | 130 | 0 | $2.6M | 14th of 63 | 121st of 2,972 |
| Extreme cold | 121 | 0 | $5K | 15th of 63 | 1298th of 3,076 |
| High wind and dust storms | 101 | 0 | $474K | 61st of 63 | 2097th of 3,080 |
| Severe thunderstorm wind | 43 | 0 | $397K | 46th of 63 | 2907th of 3,080 |
| Hail | 21 | 0 | $60K | 56th of 63 | 2972nd of 3,080 |
| Floods | 17 | 1 | $271K | 55th of 63 | 2971st of 3,080 |
| Landslides and avalanches | 16 | 7 | $6K | 36th of 63 | 196th of 2,278 |
| Tornadoes | 7 | 0 | $57K | 44th of 63 | 2867th of 3,080 |
| Heavy rain | 4 | 0 | $3K | 51st of 63 | 2319th of 3,080 |
| Lightning | 1 | 0 | $58K | 56th of 63 | 2414th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Moffat County record: every hazard by year and month, the deadliest events and FEMA's declarations.