Monroe County, Indiana: hazard risk
FEMA rates Monroe County's overall risk Relatively Low (score 76.0 of 100, higher than 75% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, winter weather. Its storm record holds 498 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 90.4 | $2.2M |
| Winter Weather | Relatively High | 89.3 | $413K |
| Heat Wave | Relatively Moderate | 84.6 | $2.1M |
| Tornado | Relatively Moderate | 82.2 | $4.7M |
| Riverine Flooding | Relatively Moderate | 80.8 | $22M |
| Hail | Relatively Moderate | 74.5 | $730K |
| Ice Storm | Relatively Moderate | 65.0 | $179K |
| Lightning | Relatively Moderate | 62.4 | $388K |
| Earthquake | Relatively Low | 87.6 | $3.9M |
| Cold Wave | Relatively Low | 58.0 | $1.4M |
| Landslide | Very Low | 53.8 | $2K |
| Wildfire | Very Low | 31.2 | $16K |
| Drought | Very Low | 29.2 | $24K |
| Hurricane | Very Low | 23.8 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 190 | 1 | $6.8M | 34th of 91 | 570th of 3,080 |
| Hail | 115 | 0 | $5K | 23rd of 91 | 742nd of 3,080 |
| Winter storms | 63 | 1 | $2.0M | 60th of 91 | 1476th of 3,077 |
| Floods | 55 | 5 | $35M | 43rd of 91 | 551st of 3,080 |
| Tornadoes | 24 | 0 | $56M | 37th of 91 | 578th of 3,080 |
| Drought | 22 | 0 | – | 15th of 91 | 1338th of 3,063 |
| High wind and dust storms | 14 | 0 | $45K | 53rd of 91 | 1569th of 3,080 |
| Extreme cold | 3 | 0 | – | 89th of 91 | 2272nd of 3,076 |
| Heat | 3 | 0 | – | 47th of 91 | 1871st of 3,076 |
| Heavy rain | 3 | 0 | – | 27th of 91 | 1330th of 3,080 |
| Lightning | 2 | 0 | – | 50th of 91 | 1228th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Monroe County record: every hazard by year and month, the deadliest events and FEMA's declarations.