Monroe County, Ohio: hazard risk
FEMA rates Monroe County's overall risk Very Low (score 27.3 of 100, higher than 27% of rated U.S. counties). Its storm record holds 297 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 90.6 | $44K |
| Lightning | Relatively Moderate | 79.8 | $516K |
| Drought | Relatively Low | 52.7 | $127K |
| Riverine Flooding | Relatively Low | 50.9 | $4.9M |
| Ice Storm | Relatively Low | 44.4 | $48K |
| Hail | Relatively Low | 38.8 | $123K |
| Hurricane | Very Low | 54.8 | $86K |
| Earthquake | Very Low | 33.0 | $71K |
| Heat Wave | Very Low | 29.7 | $95K |
| Tornado | Very Low | 23.9 | $241K |
| Wildfire | Very Low | 18.3 | $5K |
| Cold Wave | Very Low | 17.1 | $128K |
| Strong Wind | Very Low | 15.2 | $91K |
| Winter Weather | Very Low | 4.9 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 113 | 0 | $1.2M | 87th of 88 | 1455th of 3,080 |
| Floods | 75 | 1 | $34M | 39th of 88 | 516th of 3,080 |
| Hail | 41 | 0 | $1K | 85th of 88 | 2228th of 3,080 |
| Winter storms | 38 | 0 | $18K | 74th of 88 | 1745th of 3,077 |
| High wind and dust storms | 10 | 0 | $356K | 86th of 88 | 1707th of 3,080 |
| Drought | 8 | 0 | – | 15th of 88 | 1734th of 3,063 |
| Extreme cold | 5 | 0 | – | 54th of 88 | 1687th of 3,076 |
| Tornadoes | 3 | 0 | $2.5M | 87th of 88 | 2564th of 3,080 |
| Heavy rain | 2 | 0 | – | 48th of 88 | 1428th of 3,080 |
| Lightning | 1 | 1 | – | 59th of 88 | 1856th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Monroe County record: every hazard by year and month, the deadliest events and FEMA's declarations.