Monroe County, Wisconsin: hazard risk
FEMA rates Monroe County's overall risk Relatively Low (score 78.8 of 100, higher than 78% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 686 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 95.8 | $10.0M |
| Landslide | Relatively Moderate | 93.4 | $73K |
| Hail | Relatively Moderate | 92.3 | $1.6M |
| Strong Wind | Relatively Moderate | 83.5 | $1.2M |
| Riverine Flooding | Relatively Moderate | 78.4 | $14M |
| Tornado | Relatively Moderate | 76.3 | $2.5M |
| Heat Wave | Relatively Low | 76.1 | $939K |
| Winter Weather | Relatively Low | 54.6 | $58K |
| Lightning | Relatively Low | 47.6 | $164K |
| Ice Storm | Relatively Low | 47.5 | $59K |
| Wildfire | Very Low | 33.3 | $14K |
| Drought | Very Low | 29.6 | $18K |
| Earthquake | Very Low | 17.6 | $18K |
| Hurricane | Very Low | 11.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 232 | 0 | $20M | 45th of 72 | 2026th of 3,080 |
| Hail | 196 | 0 | $17M | 25th of 72 | 1554th of 3,080 |
| Winter storms | 108 | 3 | $690K | 53rd of 72 | 1262nd of 3,077 |
| Floods | 34 | 0 | $48M | 40th of 72 | 2162nd of 3,080 |
| Tornadoes | 27 | 0 | $17M | 34th of 72 | 1674th of 3,080 |
| Extreme cold | 20 | 2 | – | 45th of 72 | 1049th of 3,076 |
| Drought | 17 | 0 | – | 54th of 72 | 1687th of 3,063 |
| Heavy rain | 14 | 0 | – | 32nd of 72 | 946th of 3,080 |
| Heat | 12 | 1 | $7K | 36th of 72 | 1246th of 3,076 |
| Lightning | 8 | 0 | $155K | 33rd of 72 | 889th of 3,080 |
| High wind and dust storms | 7 | 0 | $366K | 52nd of 72 | 2486th of 3,080 |
| Wildfires | 7 | 1 | $145K | 2nd of 72 | 355th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Monroe County record: every hazard by year and month, the deadliest events and FEMA's declarations.