Montgomery County, Kansas: hazard risk
FEMA rates Montgomery County's overall risk Relatively Low (score 73.4 of 100, higher than 73% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 927 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 83.6 | $469K |
| Tornado | Relatively Moderate | 88.5 | $5.5M |
| Cold Wave | Relatively Moderate | 88.2 | $5.1M |
| Winter Weather | Relatively Moderate | 85.0 | $235K |
| Strong Wind | Relatively Moderate | 83.7 | $1.3M |
| Heat Wave | Relatively Moderate | 81.8 | $1.4M |
| Lightning | Relatively Moderate | 74.9 | $509K |
| Hail | Relatively Moderate | 73.8 | $565K |
| Drought | Relatively Moderate | 71.2 | $481K |
| Riverine Flooding | Relatively Low | 70.5 | $11M |
| Wildfire | Relatively Low | 70.2 | $149K |
| Landslide | Very Low | 50.0 | $1K |
| Earthquake | Very Low | 48.0 | $211K |
| Hurricane | Very Low | 34.9 | $18K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 328 | 0 | $8.9M | 38th of 105 | 221st of 3,080 |
| Severe thunderstorm wind | 322 | 0 | $5.4M | 14th of 105 | 869th of 3,080 |
| Floods | 87 | 4 | $116M | 13th of 105 | 794th of 3,080 |
| Winter storms | 49 | 2 | $887K | 74th of 105 | 1885th of 3,077 |
| Drought | 45 | 0 | $787K | 11th of 105 | 615th of 3,063 |
| Tornadoes | 37 | 1 | $11M | 42nd of 105 | 863rd of 3,080 |
| Heavy rain | 23 | 0 | – | 32nd of 105 | 543rd of 3,080 |
| Heat | 15 | 1 | – | 31st of 105 | 920th of 3,076 |
| High wind and dust storms | 9 | 0 | $195K | 85th of 105 | 2120th of 3,080 |
| Lightning | 6 | 1 | $259K | 13th of 105 | 767th of 3,080 |
| Extreme cold | 4 | 1 | – | 54th of 105 | 2153rd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Montgomery County record: every hazard by year and month, the deadliest events and FEMA's declarations.