Morgan County, Ohio: hazard risk
FEMA rates Morgan County's overall risk Very Low (score 18.2 of 100, higher than 18% of rated U.S. counties). Its storm record holds 377 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 83.7 | $24K |
| Drought | Relatively Low | 53.8 | $182K |
| Ice Storm | Relatively Low | 48.8 | $78K |
| Riverine Flooding | Relatively Low | 45.3 | $5.5M |
| Lightning | Relatively Low | 30.2 | $105K |
| Hurricane | Very Low | 36.4 | $23K |
| Heat Wave | Very Low | 32.5 | $148K |
| Hail | Very Low | 25.2 | $90K |
| Earthquake | Very Low | 24.7 | $42K |
| Tornado | Very Low | 17.0 | $174K |
| Strong Wind | Very Low | 12.0 | $87K |
| Wildfire | Very Low | 11.2 | $3K |
| Cold Wave | Very Low | 10.9 | $84K |
| Winter Weather | Very Low | 10.4 | $8K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 126 | 0 | $1.3M | 81st of 88 | 1238th of 3,080 |
| Winter storms | 70 | 0 | $46K | 46th of 88 | 865th of 3,077 |
| Floods | 47 | 3 | $10M | 58th of 88 | 752nd of 3,080 |
| Hail | 35 | 0 | $1K | 82nd of 88 | 2178th of 3,080 |
| Extreme cold | 34 | 0 | $95K | 3rd of 88 | 224th of 3,076 |
| High wind and dust storms | 28 | 0 | $109K | 32nd of 88 | 619th of 3,080 |
| Heat | 18 | 0 | – | 3rd of 88 | 594th of 3,076 |
| Drought | 10 | 0 | – | 7th of 88 | 1512th of 3,063 |
| Heavy rain | 8 | 0 | – | 6th of 88 | 482nd of 3,080 |
| Tornadoes | 1 | 0 | $81K | 88th of 88 | 2780th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Morgan County record: every hazard by year and month, the deadliest events and FEMA's declarations.