Motley County, Texas: hazard risk
FEMA rates Motley County's overall risk Very Low (score 3.2 of 100, higher than 3% of rated U.S. counties). Its storm record holds 559 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 81.6 | $729K |
| Wildfire | Relatively Low | 80.3 | $299K |
| Hail | Relatively Low | 56.9 | $245K |
| Ice Storm | Very Low | 26.6 | $18K |
| Winter Weather | Very Low | 17.2 | $10K |
| Strong Wind | Very Low | 15.4 | $92K |
| Tornado | Very Low | 14.9 | $100K |
| Heat Wave | Very Low | 11.3 | $16K |
| Cold Wave | Very Low | 11.2 | $66K |
| Hurricane | Very Low | 9.8 | $1K |
| Landslide | Very Low | 5.2 | $6 |
| Earthquake | Very Low | 4.4 | $3K |
| Lightning | Very Low | 2.5 | $6K |
| Riverine Flooding | Very Low | 1.6 | $223K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 183 | 0 | $4.3M | 121st of 254 | 1215th of 3,080 |
| Drought | 104 | 0 | $2.3M | 66th of 254 | 267th of 3,063 |
| Severe thunderstorm wind | 104 | 0 | $297K | 144th of 254 | 2332nd of 3,080 |
| Winter storms | 59 | 0 | $603K | 44th of 254 | 2118th of 3,077 |
| High wind and dust storms | 57 | 0 | $77K | 36th of 254 | 818th of 3,080 |
| Tornadoes | 28 | 4 | $7.5M | 164th of 254 | 1781st of 3,080 |
| Wildfires | 8 | 0 | $336K | 51st of 254 | 338th of 2,972 |
| Floods | 6 | 0 | $34K | 245th of 254 | 2874th of 3,080 |
| Extreme cold | 3 | 0 | – | 179th of 254 | 2540th of 3,076 |
| Heavy rain | 3 | 0 | – | 96th of 254 | 1644th of 3,080 |
| Heat | 2 | 0 | – | 169th of 254 | 2191st of 3,076 |
| Hurricanes and tropical storms | 1 | 0 | – | 113th of 254 | 1036th of 1,849 |
| Lightning | 1 | 0 | $2K | 144th of 254 | 2243rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Motley County record: every hazard by year and month, the deadliest events and FEMA's declarations.