Moultrie County, Illinois: hazard risk

FEMA rates Moultrie County's overall risk Relatively Low (score 45.0 of 100, higher than 45% of rated U.S. counties). Its storm record holds 292 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Moultrie County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively Moderate88.7$1.1M
Cold WaveRelatively Moderate69.6$1.5M
Strong WindRelatively Moderate60.1$535K
EarthquakeRelatively Low75.2$844K
HailRelatively Low65.2$332K
Heat WaveRelatively Low55.8$357K
Winter WeatherRelatively Low54.6$55K
Riverine FloodingRelatively Low49.1$4.7M
TornadoRelatively Low45.9$790K
LightningRelatively Low45.4$145K
LandslideVery Low41.0$516
HurricaneVery Low33.7$14K
Ice StormVery Low25.9$18K
WildfireVery Low4.3$998

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1040$2.8M61st of 1021299th of 3,080
Hail520$13M61st of 1021351st of 3,080
Winter storms421$262K55th of 1021201st of 3,077
Floods310$934K47th of 102948th of 3,080
Tornadoes170$1.6M74th of 1021099th of 3,080
Heat130–43rd of 102645th of 3,076
Drought120$30M36th of 1021215th of 3,063
High wind and dust storms110$22K42nd of 1021304th of 3,080
Extreme cold80–55th of 1021002nd of 3,076

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Moultrie County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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