Muscogee County, Georgia: hazard risk
FEMA rates Muscogee County's overall risk Relatively Moderate (score 81.6 of 100, higher than 81% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 485 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 94.1 | $1.4M |
| Heat Wave | Relatively Moderate | 91.0 | $2.8M |
| Riverine Flooding | Relatively Moderate | 87.3 | $26M |
| Hurricane | Relatively Moderate | 82.3 | $2.3M |
| Hail | Relatively Moderate | 81.2 | $827K |
| Strong Wind | Relatively Moderate | 75.5 | $975K |
| Tornado | Relatively Moderate | 71.3 | $2.3M |
| Earthquake | Relatively Low | 84.4 | $2.3M |
| Landslide | Relatively Low | 73.8 | $7K |
| Ice Storm | Relatively Low | 58.0 | $105K |
| Winter Weather | Relatively Low | 27.0 | $22K |
| Wildfire | Very Low | 61.1 | $78K |
| Drought | Very Low | 26.0 | $13K |
| Cold Wave | Very Low | 13.6 | $114K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 221 | 1 | $3.1M | 2nd of 159 | 7th of 3,080 |
| Hail | 75 | 0 | $6.8M | 19th of 159 | 168th of 3,080 |
| Heat | 42 | 2 | – | 1st of 159 | 103rd of 3,076 |
| Drought | 31 | 0 | $183K | 38th of 159 | 114th of 3,063 |
| Floods | 31 | 0 | $558K | 9th of 159 | 706th of 3,080 |
| Tornadoes | 18 | 2 | $358M | 7th of 159 | 114th of 3,080 |
| Extreme cold | 17 | 0 | – | 11th of 159 | 240th of 3,076 |
| Hurricanes and tropical storms | 16 | 0 | $223K | 24th of 159 | 46th of 1,849 |
| Winter storms | 10 | 0 | $231K | 64th of 159 | 2300th of 3,077 |
| High wind and dust storms | 8 | 0 | $447K | 40th of 159 | 1167th of 3,080 |
| Heavy rain | 6 | 0 | $57K | 9th of 159 | 318th of 3,080 |
| Lightning | 6 | 0 | $116K | 37th of 159 | 246th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Muscogee County record: every hazard by year and month, the deadliest events and FEMA's declarations.