Muskegon County, Michigan: hazard risk
FEMA rates Muskegon County's overall risk Relatively Low (score 70.1 of 100, higher than 70% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 399 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 96.4 | $3.5M |
| Tornado | Relatively Moderate | 80.4 | $3.9M |
| Riverine Flooding | Relatively Moderate | 77.7 | $17M |
| Ice Storm | Relatively Moderate | 72.6 | $245K |
| Lightning | Relatively Moderate | 69.9 | $482K |
| Heat Wave | Relatively Low | 62.7 | $636K |
| Cold Wave | Relatively Low | 58.2 | $1.3M |
| Hail | Relatively Low | 51.1 | $264K |
| Winter Weather | Relatively Low | 38.7 | $42K |
| Earthquake | Very Low | 48.6 | $246K |
| Landslide | Very Low | 47.1 | $1K |
| Coastal Flooding | Very Low | 34.2 | $7K |
| Wildfire | Very Low | 30.5 | $14K |
| Hurricane | Very Low | 21.7 | $7K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 152 | 0 | $61M | 25th of 83 | 1221st of 3,080 |
| Winter storms | 134 | 0 | $3.2M | 18th of 83 | 439th of 3,077 |
| Hail | 66 | 0 | $1.7M | 12th of 83 | 1704th of 3,080 |
| High wind and dust storms | 20 | 1 | $19M | 25th of 83 | 1338th of 3,080 |
| Floods | 14 | 0 | $17M | 27th of 83 | 2226th of 3,080 |
| Tornadoes | 8 | 0 | $320K | 53rd of 83 | 2274th of 3,080 |
| Rip currents and high surf | 1 | 0 | $36K | 12th of 83 | 181st of 2,080 |
| Heavy rain | 1 | 0 | – | 16th of 83 | 1927th of 3,080 |
| Lightning | 1 | 0 | $72K | 47th of 83 | 1913th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Muskegon County record: every hazard by year and month, the deadliest events and FEMA's declarations.