Niobrara County, Wyoming: hazard risk

FEMA rates Niobrara County's overall risk Very Low (score 3.3 of 100, higher than 3% of rated U.S. counties). Its storm record holds 489 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Niobrara County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
WildfireRelatively Low80.9$310K
Winter WeatherRelatively Low46.1$40K
Cold WaveRelatively Low43.0$522K
LandslideVery Low35.3$328
EarthquakeVery Low28.4$45K
HailVery Low25.7$68K
DroughtVery Low25.1$9K
TornadoVery Low13.5$81K
LightningVery Low11.6$28K
Riverine FloodingVery Low6.9$691K
Heat WaveVery Low5.6$5K
Ice StormVery Low4.1$1K
Strong WindVery Low3.3$13K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Hail2170$54K7th of 232416th of 3,080
Winter storms1210$684K14th of 232369th of 3,077
High wind and dust storms450$11K16th of 231980th of 3,080
Severe thunderstorm wind420$45K14th of 232800th of 3,080
Tornadoes360$3.6M5th of 232365th of 3,080
Extreme cold140–8th of 232242nd of 3,076
Floods50$1.9M18th of 233026th of 3,080
Heavy rain20–9th of 232358th of 3,080
Lightning20$15K7th of 232310th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Niobrara County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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