Norfolk County, Massachusetts: hazard risk

FEMA rates Norfolk County's overall risk Relatively Moderate (score 92.0 of 100, higher than 91% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by riverine flooding, ice storm, lightning. Its storm record holds 1,321 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Norfolk County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Riverine FloodingRelatively High95.5$103M
Ice StormRelatively High89.7$1.2M
LightningRelatively High85.5$1.3M
Coastal FloodingRelatively High85.2$5.1M
HurricaneRelatively Moderate92.2$16M
EarthquakeRelatively Moderate91.5$8.9M
Heat WaveRelatively Moderate89.6$3.9M
Cold WaveRelatively Moderate73.9$3.3M
TornadoRelatively Moderate69.0$3.2M
Strong WindRelatively Moderate66.3$1.1M
LandslideRelatively Low72.1$9K
Winter WeatherRelatively Low49.2$81K
DroughtRelatively Low41.4$98K
WildfireVery Low49.8$61K
HailVery Low10.2$43K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
High wind and dust storms4030$3.3M3rd of 1214th of 3,080
Severe thunderstorm wind2540$1.7M3rd of 12671st of 3,080
Winter storms2334$14M2nd of 12297th of 3,077
Floods1870$78M1st of 1291st of 3,080
Hail820$1K4th of 121236th of 3,080
Lightning560$5.3M1st of 1218th of 3,080
Heavy rain330–2nd of 12122nd of 3,080
Heat250–1st of 12442nd of 3,076
Drought150–3rd of 121638th of 3,063
Tornadoes151$30M1st of 121393rd of 3,080
Hurricanes and tropical storms130$7.9M3rd of 12238th of 1,849
Extreme cold40–3rd of 122018th of 3,076
Wildfires10–4th of 12775th of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Norfolk County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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