Northumberland County, Virginia: hazard risk
FEMA rates Northumberland County's overall risk Very Low (score 40.0 of 100, higher than 39% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 318 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 85.6 | $1.1M |
| Drought | Relatively Moderate | 87.4 | $938K |
| Hurricane | Relatively Moderate | 86.9 | $3.3M |
| Coastal Flooding | Relatively Moderate | 68.4 | $668K |
| Ice Storm | Relatively Low | 43.5 | $43K |
| Cold Wave | Relatively Low | 28.6 | $262K |
| Tornado | Relatively Low | 27.2 | $286K |
| Earthquake | Very Low | 38.9 | $97K |
| Landslide | Very Low | 35.3 | $316 |
| Heat Wave | Very Low | 31.4 | $99K |
| Winter Weather | Very Low | 21.8 | $13K |
| Riverine Flooding | Very Low | 19.7 | $1.6M |
| Wildfire | Very Low | 19.6 | $5K |
| Hail | Very Low | 12.6 | $28K |
| Lightning | Very Low | 12.5 | $29K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 99 | 0 | $353K | 28th of 96 | 447th of 3,080 |
| Winter storms | 84 | 0 | $61K | 15th of 96 | 150th of 3,077 |
| Floods | 51 | 0 | $30M | 12th of 96 | 146th of 3,080 |
| Heavy rain | 39 | 0 | – | 6th of 96 | 25th of 3,080 |
| Hail | 13 | 0 | – | 74th of 96 | 2353rd of 3,080 |
| Tornadoes | 11 | 0 | $2.3M | 10th of 96 | 719th of 3,080 |
| Hurricanes and tropical storms | 8 | 0 | $3.0M | 7th of 96 | 145th of 1,849 |
| High wind and dust storms | 5 | 0 | $22M | 58th of 96 | 1543rd of 3,080 |
| Heat | 4 | 0 | – | 29th of 96 | 970th of 3,076 |
| Drought | 2 | 0 | $5.4M | 54th of 96 | 1985th of 3,063 |
| Extreme cold | 2 | 0 | – | 62nd of 96 | 1729th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Northumberland County record: every hazard by year and month, the deadliest events and FEMA's declarations.