Oconee County, Georgia: hazard risk
FEMA rates Oconee County's overall risk Very Low (score 19.4 of 100, higher than 19% of rated U.S. counties). Its storm record holds 305 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 60.9 | $240K |
| Hurricane | Relatively Low | 58.6 | $306K |
| Drought | Relatively Low | 54.4 | $343K |
| Hail | Relatively Low | 44.8 | $367K |
| Tornado | Relatively Low | 40.5 | $1.5M |
| Heat Wave | Relatively Low | 39.5 | $382K |
| Lightning | Relatively Low | 35.3 | $229K |
| Riverine Flooding | Relatively Low | 35.0 | $7.0M |
| Cold Wave | Relatively Low | 29.2 | $672K |
| Strong Wind | Relatively Low | 27.2 | $446K |
| Earthquake | Very Low | 56.7 | $666K |
| Wildfire | Very Low | 25.9 | $19K |
| Landslide | Very Low | 18.2 | $162 |
| Winter Weather | Very Low | 6.2 | $8K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 118 | 0 | $1.2M | 19th of 159 | 119th of 3,080 |
| Drought | 40 | 0 | $5.9M | 11th of 159 | 34th of 3,063 |
| Hail | 37 | 0 | $688K | 48th of 159 | 843rd of 3,080 |
| Winter storms | 30 | 0 | $2.0M | 21st of 159 | 897th of 3,077 |
| Hurricanes and tropical storms | 16 | 0 | $121K | 14th of 159 | 28th of 1,849 |
| Extreme cold | 14 | 0 | – | 14th of 159 | 255th of 3,076 |
| Tornadoes | 12 | 1 | $1.7B | 15th of 159 | 241st of 3,080 |
| Heat | 11 | 0 | – | 16th of 159 | 453rd of 3,076 |
| High wind and dust storms | 11 | 0 | $659K | 19th of 159 | 712th of 3,080 |
| Lightning | 7 | 0 | $397K | 23rd of 159 | 162nd of 3,080 |
| Floods | 5 | 0 | $19K | 103rd of 159 | 2111th of 3,080 |
| Heavy rain | 2 | 0 | – | 60th of 159 | 815th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Oconee County record: every hazard by year and month, the deadliest events and FEMA's declarations.