Orange County, Virginia: hazard risk

FEMA rates Orange County's overall risk Very Low (score 25.6 of 100, higher than 25% of rated U.S. counties). Its storm record holds 857 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Orange County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively Moderate82.1$1.4M
HurricaneRelatively Low76.9$1.7M
EarthquakeRelatively Low61.9$661K
Strong WindRelatively Low46.2$636K
Heat WaveRelatively Low42.7$337K
LightningRelatively Low40.0$207K
HailRelatively Low37.9$215K
Riverine FloodingRelatively Low35.6$5.4M
Winter WeatherRelatively Low27.6$34K
LandslideVery Low33.6$527
WildfireVery Low30.6$19K
TornadoVery Low25.4$482K
Ice StormVery Low22.2$26K
Cold WaveVery Low8.9$81K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind2840$1.3M17th of 96209th of 3,080
Winter storms1340$810K20th of 96194th of 3,077
Floods1330$3.4M20th of 96269th of 3,080
Heat540–8th of 96156th of 3,076
Hail530$5K34th of 961510th of 3,080
Extreme cold490$156K11th of 9696th of 3,076
High wind and dust storms160$3.4M44th of 96936th of 3,080
Tornadoes140$8.7M18th of 961130th of 3,080
Drought110$18M29th of 961294th of 3,063
Heavy rain70–62nd of 96447th of 3,080
Lightning20$110K57th of 961104th of 3,080
Hurricanes and tropical storms10$3K60th of 96841st of 1,849

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Orange County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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