Osage County, Missouri: hazard risk
FEMA rates Osage County's overall risk Very Low (score 32.9 of 100, higher than 32% of rated U.S. counties). Its storm record holds 346 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively Moderate | 79.2 | $1.6M |
| Ice Storm | Relatively Moderate | 69.8 | $237K |
| Landslide | Relatively Low | 76.1 | $11K |
| Tornado | Relatively Low | 53.6 | $1.5M |
| Riverine Flooding | Relatively Low | 47.5 | $6.7M |
| Winter Weather | Relatively Low | 41.1 | $51K |
| Drought | Relatively Low | 39.0 | $65K |
| Hail | Relatively Low | 36.0 | $166K |
| Cold Wave | Relatively Low | 31.2 | $486K |
| Lightning | Relatively Low | 25.1 | $97K |
| Strong Wind | Relatively Low | 22.9 | $232K |
| Earthquake | Very Low | 55.9 | $409K |
| Wildfire | Very Low | 35.8 | $22K |
| Hurricane | Very Low | 14.1 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 95 | 0 | – | 103rd of 114 | 1674th of 3,080 |
| Severe thunderstorm wind | 80 | 0 | $101K | 104th of 114 | 2210th of 3,080 |
| Heat | 52 | 0 | – | 29th of 114 | 340th of 3,076 |
| Winter storms | 48 | 1 | $145K | 79th of 114 | 1838th of 3,077 |
| Floods | 41 | 0 | $43K | 78th of 114 | 1195th of 3,080 |
| Tornadoes | 11 | 0 | $10M | 107th of 114 | 2161st of 3,080 |
| Drought | 7 | 0 | – | 108th of 114 | 1949th of 3,063 |
| Extreme cold | 5 | 0 | – | 97th of 114 | 1947th of 3,076 |
| High wind and dust storms | 5 | 0 | $4K | 51st of 114 | 2457th of 3,080 |
| Heavy rain | 2 | 0 | – | 63rd of 114 | 1589th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Osage County record: every hazard by year and month, the deadliest events and FEMA's declarations.