Ottawa County, Oklahoma: hazard risk
FEMA rates Ottawa County's overall risk Relatively Low (score 76.0 of 100, higher than 76% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by ice storm, drought, strong wind. Its storm record holds 795 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 98.7 | $2.2M |
| Drought | Relatively High | 97.3 | $2.6M |
| Strong Wind | Relatively High | 91.4 | $1.5M |
| Heat Wave | Relatively Moderate | 85.9 | $1.4M |
| Riverine Flooding | Relatively Moderate | 78.2 | $12M |
| Tornado | Relatively Moderate | 73.6 | $1.9M |
| Winter Weather | Relatively Moderate | 69.3 | $84K |
| Landslide | Relatively Low | 76.6 | $7K |
| Wildfire | Relatively Low | 64.9 | $80K |
| Cold Wave | Relatively Low | 62.1 | $1.0M |
| Earthquake | Relatively Low | 61.2 | $321K |
| Hail | Relatively Low | 54.4 | $210K |
| Lightning | Relatively Low | 52.9 | $173K |
| Hurricane | Very Low | 34.0 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 233 | 0 | $2.7M | 24th of 77 | 112th of 3,080 |
| Severe thunderstorm wind | 215 | 2 | $1.6M | 14th of 77 | 835th of 3,080 |
| Floods | 171 | 0 | $31M | 1st of 77 | 88th of 3,080 |
| Tornadoes | 46 | 7 | $46M | 13th of 77 | 144th of 3,080 |
| Winter storms | 45 | 3 | $73M | 5th of 77 | 1558th of 3,077 |
| Drought | 41 | 0 | – | 52nd of 77 | 421st of 3,063 |
| Heat | 37 | 0 | – | 43rd of 77 | 365th of 3,076 |
| High wind and dust storms | 6 | 0 | $24K | 53rd of 77 | 2184th of 3,080 |
| Wildfires | 1 | 0 | $146K | 62nd of 77 | 859th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ottawa County record: every hazard by year and month, the deadliest events and FEMA's declarations.