Ozark County, Missouri: hazard risk
FEMA rates Ozark County's overall risk Very Low (score 35.7 of 100, higher than 35% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 820 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 82.3 | $292K |
| Heat Wave | Relatively Moderate | 84.5 | $1.2M |
| Strong Wind | Relatively Moderate | 55.2 | $377K |
| Landslide | Relatively Low | 78.7 | $8K |
| Earthquake | Relatively Low | 64.7 | $353K |
| Tornado | Relatively Low | 51.8 | $783K |
| Riverine Flooding | Relatively Low | 42.0 | $3.1M |
| Winter Weather | Relatively Low | 41.9 | $29K |
| Cold Wave | Relatively Low | 41.5 | $412K |
| Lightning | Relatively Low | 39.1 | $91K |
| Wildfire | Very Low | 60.8 | $52K |
| Drought | Very Low | 30.2 | $15K |
| Hurricane | Very Low | 27.5 | $7K |
| Hail | Very Low | 10.8 | $21K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 289 | 1 | $17M | 10th of 114 | 151st of 3,080 |
| Severe thunderstorm wind | 201 | 1 | $6.4M | 49th of 114 | 1509th of 3,080 |
| Hail | 188 | 0 | $214K | 67th of 114 | 971st of 3,080 |
| Winter storms | 43 | 0 | $393K | 104th of 114 | 2171st of 3,077 |
| Tornadoes | 36 | 3 | $93M | 35th of 114 | 957th of 3,080 |
| Drought | 21 | 0 | $1.1M | 73rd of 114 | 1386th of 3,063 |
| Heavy rain | 13 | 0 | – | 30th of 114 | 633rd of 3,080 |
| Heat | 9 | 2 | – | 104th of 114 | 1324th of 3,076 |
| Extreme cold | 8 | 0 | $57K | 89th of 114 | 1704th of 3,076 |
| Wildfires | 5 | 0 | $656K | 14th of 114 | 589th of 2,972 |
| High wind and dust storms | 3 | 0 | $21K | 94th of 114 | 2734th of 3,080 |
| Lightning | 3 | 0 | $367K | 35th of 114 | 1408th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ozark County record: every hazard by year and month, the deadliest events and FEMA's declarations.