Pamlico County, North Carolina: hazard risk
FEMA rates Pamlico County's overall risk Relatively Low (score 72.4 of 100, higher than 72% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by hurricane. Its storm record holds 209 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 95.7 | $19M |
| Lightning | Relatively Moderate | 74.5 | $425K |
| Winter Weather | Relatively Moderate | 74.3 | $116K |
| Wildfire | Relatively Low | 78.0 | $242K |
| Coastal Flooding | Relatively Low | 58.2 | $287K |
| Heat Wave | Relatively Low | 43.2 | $193K |
| Ice Storm | Relatively Low | 39.0 | $36K |
| Tornado | Relatively Low | 36.4 | $535K |
| Strong Wind | Relatively Low | 19.7 | $127K |
| Earthquake | Very Low | 32.3 | $69K |
| Drought | Very Low | 18.5 | $2K |
| Riverine Flooding | Very Low | 17.7 | $1.6M |
| Cold Wave | Very Low | 15.1 | $112K |
| Landslide | Very Low | 15.1 | $46 |
| Hail | Very Low | 11.5 | $27K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 48 | 0 | $218K | 65th of 100 | 1444th of 3,080 |
| Severe thunderstorm wind | 48 | 0 | $115K | 96th of 100 | 2088th of 3,080 |
| Hurricanes and tropical storms | 28 | 0 | $245M | 7th of 100 | 41st of 1,849 |
| Winter storms | 26 | 0 | $28K | 76th of 100 | 1844th of 3,077 |
| Tornadoes | 20 | 1 | $31M | 21st of 100 | 959th of 3,080 |
| Floods | 16 | 0 | $14K | 77th of 100 | 1574th of 3,080 |
| Drought | 9 | 0 | – | 43rd of 100 | 1436th of 3,063 |
| Heat | 5 | 0 | – | 14th of 100 | 1172nd of 3,076 |
| High wind and dust storms | 3 | 0 | $677 | 91st of 100 | 2409th of 3,080 |
| Extreme cold | 2 | 0 | – | 53rd of 100 | 2180th of 3,076 |
| Heavy rain | 1 | 0 | – | 84th of 100 | 1656th of 3,080 |
| Lightning | 1 | 0 | $8.1M | 81st of 100 | 1617th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Pamlico County record: every hazard by year and month, the deadliest events and FEMA's declarations.