Panola County, Mississippi: hazard risk
FEMA rates Panola County's overall risk Relatively Low (score 69.2 of 100, higher than 69% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, lightning. Its storm record holds 511 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 92.0 | $1.4M |
| Lightning | Relatively High | 82.3 | $500K |
| Earthquake | Relatively Moderate | 90.9 | $3.7M |
| Heat Wave | Relatively Moderate | 89.2 | $1.8M |
| Tornado | Relatively Moderate | 87.8 | $3.8M |
| Cold Wave | Relatively Moderate | 77.5 | $1.9M |
| Drought | Relatively Moderate | 65.4 | $247K |
| Landslide | Relatively Low | 73.3 | $5K |
| Hurricane | Relatively Low | 67.8 | $300K |
| Ice Storm | Relatively Low | 45.1 | $42K |
| Hail | Relatively Low | 44.9 | $132K |
| Riverine Flooding | Relatively Low | 43.9 | $3.4M |
| Wildfire | Very Low | 63.4 | $66K |
| Winter Weather | Very Low | 11.1 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 151 | 3 | $2.4M | 67th of 82 | 1612th of 3,080 |
| Heat | 120 | 3 | – | 17th of 82 | 136th of 3,076 |
| Hail | 96 | 0 | $125K | 56th of 82 | 1596th of 3,080 |
| Drought | 38 | 0 | – | 8th of 82 | 843rd of 3,063 |
| Floods | 31 | 1 | $2.0M | 51st of 82 | 1622nd of 3,080 |
| Winter storms | 31 | 1 | $1.3M | 30th of 82 | 2316th of 3,077 |
| Tornadoes | 24 | 1 | $122M | 73rd of 82 | 1516th of 3,080 |
| Extreme cold | 9 | 0 | $100K | 20th of 82 | 1646th of 3,076 |
| High wind and dust storms | 6 | 0 | $315K | 58th of 82 | 2515th of 3,080 |
| Lightning | 2 | 1 | $8K | 56th of 82 | 1626th of 3,080 |
| Heavy rain | 1 | 0 | – | 33rd of 82 | 2098th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $45K | 79th of 82 | 972nd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Panola County record: every hazard by year and month, the deadliest events and FEMA's declarations.